Despite educational advancements, women encounter pay disparities that hinder wealth accumulation and retirement savings. Vivian Tu's mentorship instilled a wealth mindset, and by investing her earnings and seeking higher compensation, she became a self-made millionaire at 27. Financial planners suggest consistent saving and investing, starting with 401(k) contributions and considering increasing stock allocations. These strategies combat challenges like caregiving responsibilities that potentially diminish earning capacity and retirement savings.
