With Social Security's trust funds running low, voters in the upcoming November elections will play a crucial role in shaping the program's future. Experts predict benefit cuts may be necessary in the next decade unless Congress takes action. Lawmakers must consider whether to increase taxes, reduce benefits, or explore a bipartisan solution that combines both measures. Without decisive action, voters may face a 20% reduction in Social Security benefits, impacting millions of Americans who rely heavily on the program for income.